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March 12, 2019

Long Time No Post - New EZ Points System $aving You More Money

My Casino
I failed to create a blog last month, but have no fear, I'm here. I have BIG NEWS!

I started a new position with Caesars Entertainment as a Strategic Planner and Analyst.
The location I work at is an Indian Casino, by the Ak-Chin Tribe, managed by Harrah's, which is owned by Caesars. It's called Harrah's Ak-Chin Casino.

My Office
I was not sure if I was going to continue this blog since So Easy Mortgage Inc., is being dissolved. However with the help of Optimum First Mortgage, I was able to stay in business. I just wont be incorporated anymore.

Now that I have full time employment with Caesars, and I don't need to depend on So EZ for income, I'm thinking about making So EZ Mortgage a non profit organization.

For now, you will still be racking up points when you send me referrals and do business with me. My next blog will introduce my official chart for the new points system. Those of you who have been with me for while will be glad to hear that the points system is RETRO ACTIVE!

Our Pool
Basically if you fund one loan with me, you are a repeat client. That entitles you to a free appraisal on your next refi or purchase. I will pay for your appraisal up front, out of pocket.  However, if you fund or refer on average one loan every year with me, you will be a level 1. The loan can be your own loan, or a referral. You will get a free appraisal and a $500.00 discount on your total closing cost.

My supervisor Jeff, and I working together in his office. 
If you fund or/and refer more than one per year, then you will be a level 2. Pay a low flat rate, instead of us making 1% of the loan amount, we will only make a flat $1,000, on a $400,000 loan, that's only 0.25%, compared to the average lender, 2.5% on average.

If you have funded or/and referred more than 10 clients a decade you are a level 3. Clients get to refinance or purchase their primary home, for FREE of charge, we make no profit on the Primary Home.

Last is a Five Star Savvy Client, in order to achieve this status, you need to have funded and/or referred 20 loans. The FSSC pays no fees ever, unlimited loans in a lifetime with a cap of 1 free loan per year, any type.

January 17, 2019

Staying In Business To Save You Money

How could I let 8 years of work go? All the relationships I built up means too much to me. I am now licensed under Optimum First Mortgage as an independent contractor. I still work for myself, however the loans will be processed by OFM in Fountain Valley California. Most of you reading this are familiar, I worked there for three years, but even back then, I was an independent contractor who used the nick name Officer Hansen.

Take note, to save money, I have discontinued my business numbers and even this blog address has to change. If you follow this blog, and you want continue to follow my blog, please use instead of

If you wold like to chat, please call me at 619-990-2687 personal line or my new business line, provided to me at no cost is 949-667-4209.

You will still be able to email me at or, however my personal email is, that is where I will be email you from should rates come down.

If you have Facebook, LETS LINK UP! It's the easiest way for us to stay in touch.

Thank you for you're trust and support. When rates drop, will I be calling you? YOU BET I WILL!

In the mean time, I will not know if you want cash out or to purchase a home, so please call or email me. I check my email all day every day, but I'm not always able to answer my phone. Email is normally the fastest way to reach me.

I am pursuing law enforcement, however if I am lucky enough to be accepted, I will still be offering wholesale mortgages. One benefit of working with OFM again, is I have more lenders to choose from, giving you more options.