Minimum Down Payment by Occupancy

Primary Residence
Minimum Down Payment	Product	Program
0%	VA	Approve/Eligible Refer/Eligible Jumbo
3%	DU	First-Time Homebuyer, Fixed
	LP	Home Possible
3.5%	FHA	Approve/Eligible Refer/Eligible Jumbo FICO 580-619 Approve/Eligible
5%	DU	Fixed Rate High Balance, Fixed Rate
	LP	Fixed Rate High Balance, Fixed Rate
10%	DU	ARM High Balance, ARM
15% - 40%	Jumbo	See Jumbo Matrix for additional information

Second Home
Minimum Down Payment	Product	Program
10%	DU	Fixed Rate High Balance, Fixed Rate
15%	LP	Fixed Rate High Balance, Fixed Rate
20% - 35%	Jumbo	See Jumbo Matrix for additional information.
20%	DU	ARM

Investment Property
Minimum Down Payment	Product	Program
15%	DU	Fixed Rate High Balance, Fixed Rate
	LP	Fixed Rate High Balance, Fixed Rate
25%	DU	ARM