We Just Added More Lenders To Our Pricing

NO MI

Now when you get a quote from So EZ Mortgage, our system will search all our lenders for the best pricing on that day for each scenario and send you a quote based on whoever has the best pricing. If you have a lender, you want us to add, just email me: AddMyLender@SoEZ.tv.

This is huge because when you shop for a rate, you may have the best price for that day with lender X, but if you do not lock that day and you wait, another lender could be the best priced. Unless you want to call each lender up every day, you better shop the So EZ way. Today I could quote you Provident and it could blow the doors off everyone else. But the next day, Quicken could have a special and blow the doors off of everyone.

Another common problem with self shopping, is having more than one home, lender X has the best pricing for your primary home, but lender Y could have the best pricing for your investment. My software will search all lenders for each home, and send you the best pricing for each scenario, so you could get three quotes like shown in this posting, each one has a different investor, but they were all sent from me to the same person for the same purchase.

Monthly MI Required

It's a very complicated thing in the first place, but the fact that each lender changes how much they charge on a daily basis, makes shopping for a mortgage impossible without the help of automation and a broker that cares about you as a friend, not just a client.

Automation software would cost too much and be too time consuming to set up to be worth it for one person. However as a volume wholesale mortgage broker, it's worth it for me. Through me, using my license, you are able to shop almost every lender nationwide on a daily basis and compare quotes. These lenders also give me discounted pricing that you do not have access to since I send them loans on a monthly basis, where you would only do a loan with them once every few years.

NO MI

The really expensive retail lenders like BofA, Chase, Wells, and many others have pulled out of the wholesale market, their retail side was loosing to the wholesale side, so they naturally pulled out. That is my opinion. Wholesale was supposed to be an outlet for retail banks to capture loans they would otherwise normal lose to smaller lenders. However for lenders like Quicken Loans, who do not have a bunch of retail locations all over the US, use the wholesale channel as their front door. In my professional opinion, nothing is more important to Quicken than the loans that come from their broker partners. You can shop till you drop, but there is only one shop that has the best lock. So EZ Mortgage.

* **NOT A QUOTE, FOR EXAMPLE PURPOSE ONLY***

(NMLS) Nationwide Mortgage Licensing System
Broker: 344532 - Officer: 1093652
(CalBRE) California Bureau of Real Estate
Broker: 01885141 - Officer: 01940614
(ASDFI) Arizona Department of Financial Institutions
AZ Branch Office: 0123453 - CA Broker Office: 0945395 - Loan Originator: 0939162