Do you want to borrow money at super low rates to pay off debt? Has your lender told you that you can only borrow 80% of the appraised value? Well I have great news for you! Starting today, So EZ Mortgage can lend you up to 85% of the value of your home. Our rates are so much lower than the competition, you will get $10,000 to $20,000 more cash out for the exact same payment as our competition.