I offer something like down payment assistance. I believe that our programs are better than down payment assistance programs.
We will assist you with everything except the down. No closing cost, no lender cost, we will even provide a credit covering your initial deposit into your escrow account and first year of home owners insurance depending on your qualifications and the rate you choose.
If you compare our offer with a down payment assistance program, you will most likely bring in less funds at closing and have a lower monthly payment using our home loan programs offered by Fannie and Freddie.
Another thing that separates our program apart from down payment assistance, is that you do not have to be a first time home buyer, you can even keep your existing home if you have one already.