Search The Home Loan HelpLine

August 17, 2021

We just improved Jumbo Smart loans in a big way.

 


  • We only need one appraisal.

  • Max loan amount increased from $2 million to $2.5 million.

  • LTV cap increased from 80% to 89.99%.

  • Max allowed DTI increased from 40% to 45%.

  • Minimum FICO score lowered from 700 to 680.

  • No more $500,000 cash-out limits. They’re now unlimited as long as requirements are met.