EZ 11-Day Purchase Program | California, Nevada & Arizona ONLY

At So EZ Mortgage, we are dedicated to helping you grow your purchase business!

With the decline in refinance activity, we understand the importance of maintaining good relationships with our valued Realtor partners.  We are committed to preserve those relationships!

How will an 11-day purchase commitment help your business?

Loan contingencies are often the most critical contingencies on a purchase contract, and brokers want to give their real estate professional the assurance that that the loan will be approved quickly and the loan documents will be delivered for signature on time. 

How can So EZ Mortgage commit to 11 business days?

Purchases are driven by timelines dictated by the Sellers and Realtors, so we have updated our procedures and operations to accommodate them. As long as you can meet the milestones listed on the next page, we commit to reviewing and executing our responsibilities in the time-frames indicated.

What products are offered with the 11-Day program?

This program is available for FHA and Conventional loans.

Milestones for the So EZ 11-day Purchase Program

Business Day #1: So EZ to Complete

Coordinate Title/Settlement Agent approval
Complete Submission to Underwriting
Documentation of all income, assets and expenses
Sourced down-payment funds
Sourced earnest money documentation
Fully Executed Purchase Contract and all current Addenda

Business Day #3:  Rocket Mortgage Issues Conditional Approval 

(These turn times are only guaranteed through So EZ, a small shop with more control over their loans than a large one. Going directly to the giant Rocket Mortgage is not the same. The pricing is higher and you will not get Michael Hansen as your loan officer for life. Google other lenders, then google So EZ Mortgage, the difference is transparent.)

Business Day #4:  So EZ to Complete

Preliminary title report with Wire, CPL and HOA, if applicable  

Business Day #5  Rocket Mortgage 

Reviews conditions and title

Business Day #6:  So EZ to Complete                         

Approve Title/Settlement Agents

Business Day #8: So EZ to Complete                         

Final Conditions Submitted
Including HOI
Appraisal completed

Business Day #8: Rocket Mortgage to Complete  

 Issue Closing Disclosure

Business Day #10: Rocket Mortgage Issues Loan Documents
Business Day #11 or Close Of Escrow

Congratulations, your loan closed faster than cash. 

Please Note: Documents to be uploaded by 2:00 PST to be counted in that Business Day.