Max Loan Amounts 2018

Links are for loan officers only. 

DU Fixed, DU ARM, DU Refi Plus, DU Refi Plus Unlimited
Maximum Loan Limits
Units	Lower 48	AK & HI
1	$453,100	$679,650
2	$580,150	$870,225
3	$701,250	$1,051,875
4	$871,450	$1,307,175
AK & IA - Minimum loan amount is $25,000

DU HomeReady
Maximum Loan Limits
Units	Lower 48	AK & HI
1	$453,100	$679,650
2	$580,150	$870,225

DU High Balance Refi Plus, DU High Balance Fixed and DU High Balance ARM
High Balance Loan Limits
Units	Lower 48	AK & HI
1	$453,101 - $679,650	$679,651 - $1,019,475
2	$580,151 - $870,225	$870,226 - $1,305,325
3	$701,251 - $1,051,875	$1,051,876 - $1,577,800
4	$871,451 - $1,307,175	$1,307,176 - $1,960,750
To determine the maximum loan limit use the lesser of the limit provided about or the Max County Loan Limit.

LPA Fixed, LPA ARM and LPA Relief Refi
Maximum Loan Limits
Units	Lower 48	AK & HI
1	$453,100	$679,650
2	$580,150	$870,225
3	$701,250	$1,000,000
4	$871,450	$1,000,000
AK & IA - Minimum loan amount is $25,000

LPA Home Possible
Maximum Loan Limits
Units	Lower 48	AK & HI
1	$453,100	$679,650
2	$580,150	$870,225

LPA Relief Refi High Balance, LPA High Balance Fixed and LPA High Balance ARM
High Balance Loan Limits
Units	Lower 48	AK & HI
1	$453,101 - $679,650	$679,651 - $1,000,000
2	$580,151 - $870,225	$870,226 - $1,000,000
3	$701,251 - $1,000,000	$984,526 - $1,000,000
4	$871,451 - $1,000,000	$1,000,000
To determine the maximum loan limits use the lesser of the limit provided above or the Max County Loan Limit.

Fannie & Freddie SS/Q Product Full Doc and Fannie & Freddie SS/Q Product Alt/Sub
Maximum Loan Limits
Units	Lower 48	AK & HI
1	$453,100	$679,650
2	$580,150	$870,225
3	$701,250	$1,051,875
4	$871,450	$1,307,175
AK & IA - Minimum loan amount is $25,000
High Balance Maximum Loan Limits
Units	Lower 48	AK & HI
1	$679,650	PMI: $679,650 No PMI: $1,019,475
2	$870,225	$1,305,325
3	$1,051,875	$1,577,800
4	$1,307,175	$1,960,750
To determine the maximum loan limit use the lesser of the limit provided above or the Max County Loan Limit.

FHA Approve/Eligible, FHA Refer/Eligible, & FHA Streamline
Loan Limits
Standard Maximum Loan Amounts – Lesser of the county limit or the limit provided below:
UNITS	Lower 48	AK & HI
1	$453,100*	$679,650*
2	$580,150*	$870,255*
Loan amounts greater than these are Jumbo Loans. In Alaska & Iowa, the minimum loan amount is $25,000. The UFMIP is not included in the loan limit calculation. Expanded/Jumbo Loan amounts may go up to the County Loan Limit. Streamline Only: Streamlines without an appraisal where the case number was assigned on or after January 1, 2014 are eligible to go above the new county loan limits. See the max loan amount requirements in the FHA Streamline page. *Case Numbers assigned prior to 1/1/2018 maximum loan limits: 1 Unit Lower 48: $424,100 1 Unit AK & HI: $ 636,150 2 Units Lower 48: $543,000 2 Units AK & HI: $814,500

FHA FICO 580-619 Approve/Eligible
Loan Limits
Standard Maximum Loan Amounts – Lesser of the county limit or the limit provided below:
UNITS	Lower 48	AK & HI
1	$453,100*	$679,650*
2	$580,150*	$870,225*
In Alaska & Iowa, the minimum loan amount is $25,000. The UFMIP is not included in the loan limit calculation. *Case Numbers assigned prior to 1/1/2018 maximum loan limits: 1 Unit Lower 48: $424,100 1 Unit AK & HI: $ 636,150 2 Units Lower 48: $543,000 2 Units AK & HI: $814,500

VA Approve/Eligible & VA Refer/Eligible
Maximum Loan Limits
Lower 48	AK & HI
$453,100	$679,650
To determine loan amount, see the Entitlement & Eligibility topic. VA Approve/Eligible Only: For loans above the maximum loan amounts shown above, see the VA Jumbo Matrix for requirements. Alaska & Iowa Only: Minimum loan amount is $25,000

VA IRRRL
Maximum Loan Amounts
Lower 48	AK & HI	Jumbo
$453, 100	$679,650	$1,500,000
*For loans above the maximum loan amounts shown above, see the VA Jumbo Matrix for requirements. Alaska & Iowa Only: Minimum loan amount is $25,000 The maximum base loan amount is determined using the lower of the 3 options below: State loan limit of Jumbo loan limit. Prior/existing total VA loan amount plus ALL of the following. All allowable closing costs, including pre-paid. 1% lender fee. Maximum of 2% discount points. Maximum LTV Limit based on appraised value (when completed) Note: Entitlement is NOT used on IRRRLs.

VA Jumbo
Minimum Loan Amounts
Lower 48	AK & HI
$453,100	$679,650
Max $1,500,000 for all 50 states. Client must meet the 25% rule. See the Entitlement & Eligibility topic for additional information.

Jumbo
Minimum Loan Amounts
Units	Lower 48	AK & HI
1	$453,101	$679,651
2	$580,151	$870,226

USDA

USDA does not have a defined loan limit. As long as the client meets the area median income and LTV requirements the limit will be based on their qualifying ratios.