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November 19, 2020

How To Get The Lowest Mortgage Rate

 Monitor your credit score and make sure you keep it as high as you can, lenders and investors are constantly looking for that sweet spot, to determine who is the lowest risk, sometimes its 800+, 760+, 740+ but it changes. Just keep your scores as high as possible. 

Here are some ways to do that:

  1. Run your credit report once a year for free using the government provided website: https://www.annualcreditreport.com/index.action
  2. When you do so, run all three scores and the Experian log in you create should give you access to all three scores, if you need help, just call me, this is free and you do not need to pay for it.
  3. If you have a low score and you cant figure out on your own how to increase it using sites like MyFico.com, then contact a pro like Amy Martinez with Rising Point Solutions.
  4. Keep an eye on your credit using https://www.rockethomes.com/my-credit. This is completely free they don't even ask for your credit card, however while you are welcome to get a quote from them, the pricing I can offer you with them is much lower than if you go directly to them, be sure to call me or email me for a quote.